Firms that handle insurance defense work tend to pay their attorneys salaries that are below market. All rights reserved. You understand that shit happens and some plaintiff's deserve to be paid or that it's too costly to fight some cases. ._1EPynDYoibfs7nDggdH7Gq{margin-bottom:8px;position:relative}._1EPynDYoibfs7nDggdH7Gq._3-0c12FCnHoLz34dQVveax{max-height:63px;overflow:hidden}._1zPvgKHteTOub9dKkvrOl4{font-family:Noto Sans,Arial,sans-serif;font-size:14px;line-height:21px;font-weight:400;word-wrap:break-word}._1dp4_svQVkkuV143AIEKsf{-ms-flex-align:baseline;align-items:baseline;background-color:var(--newCommunityTheme-body);bottom:-2px;display:-ms-flexbox;display:flex;-ms-flex-flow:row nowrap;flex-flow:row nowrap;padding-left:2px;position:absolute;right:-8px}._5VBcBVybCfosCzMJlXzC3{font-family:Noto Sans,Arial,sans-serif;font-size:14px;font-weight:400;line-height:21px;color:var(--newCommunityTheme-bodyText)}._3YNtuKT-Is6XUBvdluRTyI{position:relative;background-color:0;color:var(--newCommunityTheme-metaText);fill:var(--newCommunityTheme-metaText);border:0;padding:0 8px}._3YNtuKT-Is6XUBvdluRTyI:before{content:"";position:absolute;top:0;left:0;width:100%;height:100%;border-radius:9999px;background:var(--newCommunityTheme-metaText);opacity:0}._3YNtuKT-Is6XUBvdluRTyI:hover:before{opacity:.08}._3YNtuKT-Is6XUBvdluRTyI:focus{outline:none}._3YNtuKT-Is6XUBvdluRTyI:focus:before{opacity:.16}._3YNtuKT-Is6XUBvdluRTyI._2Z_0gYdq8Wr3FulRLZXC3e:before,._3YNtuKT-Is6XUBvdluRTyI:active:before{opacity:.24}._3YNtuKT-Is6XUBvdluRTyI:disabled,._3YNtuKT-Is6XUBvdluRTyI[data-disabled],._3YNtuKT-Is6XUBvdluRTyI[disabled]{cursor:not-allowed;filter:grayscale(1);background:none;color:var(--newCommunityTheme-metaTextAlpha50);fill:var(--newCommunityTheme-metaTextAlpha50)}._2ZTVnRPqdyKo1dA7Q7i4EL{transition:all .1s linear 0s}.k51Bu_pyEfHQF6AAhaKfS{transition:none}._2qi_L6gKnhyJ0ZxPmwbDFK{transition:all .1s linear 0s;display:block;background-color:var(--newCommunityTheme-field);border-radius:4px;padding:8px;margin-bottom:12px;margin-top:8px;border:1px solid var(--newCommunityTheme-canvas);cursor:pointer}._2qi_L6gKnhyJ0ZxPmwbDFK:focus{outline:none}._2qi_L6gKnhyJ0ZxPmwbDFK:hover{border:1px solid var(--newCommunityTheme-button)}._2qi_L6gKnhyJ0ZxPmwbDFK._3GG6tRGPPJiejLqt2AZfh4{transition:none;border:1px solid var(--newCommunityTheme-button)}.IzSmZckfdQu5YP9qCsdWO{cursor:pointer;transition:all .1s linear 0s}.IzSmZckfdQu5YP9qCsdWO ._1EPynDYoibfs7nDggdH7Gq{border:1px solid transparent;border-radius:4px;transition:all .1s linear 0s}.IzSmZckfdQu5YP9qCsdWO:hover ._1EPynDYoibfs7nDggdH7Gq{border:1px solid var(--newCommunityTheme-button);padding:4px}._1YvJWALkJ8iKZxUU53TeNO{font-size:12px;font-weight:700;line-height:16px;color:var(--newCommunityTheme-button)}._3adDzm8E3q64yWtEcs5XU7{display:-ms-flexbox;display:flex}._3adDzm8E3q64yWtEcs5XU7 ._3jyKpErOrdUDMh0RFq5V6f{-ms-flex:100%;flex:100%}._3adDzm8E3q64yWtEcs5XU7 .dqhlvajEe-qyxij0jNsi0{color:var(--newCommunityTheme-button)}._3adDzm8E3q64yWtEcs5XU7 ._12nHw-MGuz_r1dQx5YPM2v,._3adDzm8E3q64yWtEcs5XU7 .dqhlvajEe-qyxij0jNsi0{font-size:12px;font-weight:700;line-height:16px;cursor:pointer;-ms-flex-item-align:end;align-self:flex-end;-webkit-user-select:none;-ms-user-select:none;user-select:none}._3adDzm8E3q64yWtEcs5XU7 ._12nHw-MGuz_r1dQx5YPM2v{color:var(--newCommunityTheme-button);margin-right:8px;color:var(--newCommunityTheme-errorText)}._3zTJ9t4vNwm1NrIaZ35NS6{font-family:Noto Sans,Arial,sans-serif;font-size:14px;line-height:21px;font-weight:400;word-wrap:break-word;width:100%;padding:0;border:none;background-color:transparent;resize:none;outline:none;cursor:pointer;color:var(--newRedditTheme-bodyText)}._2JIiUcAdp9rIhjEbIjcuQ-{resize:none;cursor:auto}._2I2LpaEhGCzQ9inJMwliNO,._42Nh7O6pFcqnA6OZd3bOK{display:inline-block;margin-left:4px;vertical-align:middle}._42Nh7O6pFcqnA6OZd3bOK{fill:var(--newCommunityTheme-button);color:var(--newCommunityTheme-button);height:16px;width:16px;margin-bottom:2px} Strict guidelines established by insurance companies that dictate how the case is handled and managed by the attorney. But if there are coverage issues, the insurer may refuse to cover the damages suffered by the insured and the third party, and may refuse to defend the insured in the lawsuit brought by the other driver. Harrison is the founder of BCG Attorney Search and several companies in the legal employment space that collectively gets thousands of attorneys jobs each year. I find that plaintiffs counsel dont seem to know what they are doing on the same level as ID attorneys in about 90% of cases. Having a defense lawyer can also help protect the company's financial interests. If you want to litigate for a living, insurance defense is likely the most viable path to take. Ratios need to get back to 4 to 1. Those who remained did not make partner until after ten years or so. John has over 46 years of experience working with law and other professional service firms. neglected marketing and business development activities which could have resulted in higher levels of work. 2023 BCG Attorney Search. These will be firms that have a well-established reputation in insurance defense, where insurance defense represents a major source of their revenue, and where adequate leverage and profitability and leverage exist. As with many young lawyers, his own head shit told him that. Servs. Unique out-of-the-box solutions will be designed to provide tailored services to meet client needs and differentiate the firm from competitors. The legal issues will be fairly straightforward -- how did the accident occur, what was the proximate cause of any resulting injuries and damage, and what is the monetary value of the injuries and damage suffered. Tough decisions will be required here. For example, New York requires motorists to carry insurance. I still use what I learned then to better represent my clients today. While it is too early to foresee the actual particulars, some of the following actions will be required to reinvent the practice and stay in the game: This strategy will be appropriate for firms that desire to get out of insurance defense work entirely or that desire to reduce their dependence on insurance defense work by diversifying the practice. Insurance defense attorneys may work for law firms that provide insurance companies or as in-house attorneys for the insurance business. Clients who. I recently moved over to work for the Department of Justice and my insurance work has helped me tremendously. Insurance defense is generally associated with general liability policies and cases involving auto accidents and slip/trip-and-falls. Insurance Defense Lawyers at 211 East Seventh Street, Suite 600, Austin, TX 78701-3334. Moral reasons aside, here are three reasons why I made the switch: 1. Fordham University School of Law, Class of 2010. In Manhattan, pays 80k. If you dont mind me asking, where did you go after ID and how did you explain away your short tenure? Can't speak for others experience and how other firms operate, obviously, but it was the worst job I've ever had and it's not a competition. Spend some time looking up the potential employer. Client law firms with whom this author has worked have found that it can take five years or longer to accomplish such objectives. The solutions are complex and will require time to sort through. ._1aTW4bdYQHgSZJe7BF2-XV{display:-ms-grid;display:grid;-ms-grid-columns:auto auto 42px;grid-template-columns:auto auto 42px;column-gap:12px}._3b9utyKN3e_kzVZ5ngPqAu,._21RLQh5PvUhC6vOKoFeHUP{font-size:16px;font-weight:500;line-height:20px}._21RLQh5PvUhC6vOKoFeHUP:before{content:"";margin-right:4px;color:#46d160}._22W-auD0n8kTKDVe0vWuyK,._244EzVTQLL3kMNnB03VmxK{display:inline-block;word-break:break-word}._22W-auD0n8kTKDVe0vWuyK{font-weight:500}._22W-auD0n8kTKDVe0vWuyK,._244EzVTQLL3kMNnB03VmxK{font-size:12px;line-height:16px}._244EzVTQLL3kMNnB03VmxK{font-weight:400;color:var(--newCommunityTheme-metaText)}._2xkErp6B3LSS13jtzdNJzO{-ms-flex-align:center;align-items:center;display:-ms-flexbox;display:flex;margin-top:13px;margin-bottom:2px}._2xkErp6B3LSS13jtzdNJzO ._22W-auD0n8kTKDVe0vWuyK{font-size:12px;font-weight:400;line-height:16px;margin-right:4px;margin-left:4px;color:var(--newCommunityTheme-actionIcon)}._2xkErp6B3LSS13jtzdNJzO .je4sRPuSI6UPjZt_xGz8y{border-radius:4px;box-sizing:border-box;height:21px;width:21px}._2xkErp6B3LSS13jtzdNJzO .je4sRPuSI6UPjZt_xGz8y:nth-child(2),._2xkErp6B3LSS13jtzdNJzO .je4sRPuSI6UPjZt_xGz8y:nth-child(3){margin-left:-9px} law firm where the "M" was for Murdaugh (the firm has since been renamed), as his great-grandfather was its founder. Since I care about being right on the issues, this side of the ball suits me. The road to partner was long. The law firm simply handled and managed the case and billed the client by the hour for services rendered with few questions asked. ._3oeM4kc-2-4z-A0RTQLg0I{display:-ms-flexbox;display:flex;-ms-flex-pack:justify;justify-content:space-between} Its busy work, but if it means I get paid an hour to summarize a deposition that took two hours, its more money for me. Finally (this is where most of those attending my Ted talk would turn off), while I am not unsympathetic to the plights of people in general, I will use whatever technicality available to sink your battleship. Rather, they will focus on matters such as whether the policy was in effect at the time of the accident, whether the driver of the vehicle was in fact insured under the policy, or whether the insured's liability arises from an excluded risk (such as situations where the insured intentionally caused the accident). The phrase "insurance defense" refers to situations where an insurer hires counsel to defend its insured against an action brought by a third party -- typically, an action alleging that the insured has caused the third party to suffer bodily injury or property damage. I've seen insurance defense people switch to immigration law, real estate, etc. Sale of Law Practices, Mergers & Acquisitions. I dont mind billing my time. The insured therefore seeks coverage for the other driver's injuries and property damage, and asks the insurer to defend him in the lawsuit brought by the other driver. The process will take time, hard work, and dedication regardless of the strategic options chosen. Who told you that? A lot of that work is very mechanical and processed based. On the other hand, those who practice insurance defense find it more difficult to make an upwardly-mobile move, notwithstanding their often excellent litigation skills. Additional articles and information is available at the firms web site: www.olmsteadassoc.com and blog at. We are frequently contacted by attorneys whose practices focus on insurance law. John also writes a weekly column on best practice tips for the Illinois State Bar Associations Illinois Lawyer Now Blog. John W. Olmstead, MBA, PhD, CMC is a Certified Management Consultant and president of Olmstead & Associates, Legal Management Consultants based in St. Louis, Missouri. Unproductive partners will also have to leave. But it certainly was the case when I did ID. To demonstrate Paul Murdaugh being shot in the back of the head at point-blank range, as put forth by the defense, State Attorney General Alan Wilson walked through a courtroom doorway past Kinsey . Some insurance companies are using staff counsel to handle as much as 50% of their cases. Why is that? Insurance defense is vast. Some insurers max out at around $220/hour for partners for rote work. But I also wont be able to lateral because the field is a scarlet letter. In an interview on the courthouse grounds, South Carolina's attorney general, Alan Wilson, told me that prosecutors do not have any plans to drop the charges of financial crimes against Alex . Call the team at Diamond and Diamond Lawyers for a free consultation at 1-800-567-HURT (4878) today or use our Book a Consultation form. The disgraced lawyer was found guilty in the 2021 murders of his wife and youngest son. .Rd5g7JmL4Fdk-aZi1-U_V{transition:all .1s linear 0s}._2TMXtA984ePtHXMkOpHNQm{font-size:16px;font-weight:500;line-height:20px;margin-bottom:4px}.CneW1mCG4WJXxJbZl5tzH{border-top:1px solid var(--newRedditTheme-line);margin-top:16px;padding-top:16px}._11ARF4IQO4h3HeKPpPg0xb{transition:all .1s linear 0s;display:none;fill:var(--newCommunityTheme-button);height:16px;width:16px;vertical-align:middle;margin-bottom:2px;margin-left:4px;cursor:pointer}._1I3N-uBrbZH-ywcmCnwv_B:hover ._11ARF4IQO4h3HeKPpPg0xb{display:inline-block}._2IvhQwkgv_7K0Q3R0695Cs{border-radius:4px;border:1px solid var(--newCommunityTheme-line)}._2IvhQwkgv_7K0Q3R0695Cs:focus{outline:none}._1I3N-uBrbZH-ywcmCnwv_B{transition:all .1s linear 0s;border-radius:4px;border:1px solid var(--newCommunityTheme-line)}._1I3N-uBrbZH-ywcmCnwv_B:focus{outline:none}._1I3N-uBrbZH-ywcmCnwv_B.IeceazVNz_gGZfKXub0ak,._1I3N-uBrbZH-ywcmCnwv_B:hover{border:1px solid var(--newCommunityTheme-button)}._35hmSCjPO8OEezK36eUXpk._35hmSCjPO8OEezK36eUXpk._35hmSCjPO8OEezK36eUXpk{margin-top:25px;left:-9px}._3aEIeAgUy9VfJyRPljMNJP._3aEIeAgUy9VfJyRPljMNJP._3aEIeAgUy9VfJyRPljMNJP,._3aEIeAgUy9VfJyRPljMNJP._3aEIeAgUy9VfJyRPljMNJP._3aEIeAgUy9VfJyRPljMNJP:focus-within,._3aEIeAgUy9VfJyRPljMNJP._3aEIeAgUy9VfJyRPljMNJP._3aEIeAgUy9VfJyRPljMNJP:hover{transition:all .1s linear 0s;border:none;padding:8px 8px 0}._25yWxLGH4C6j26OKFx8kD5{display:inline}._2YsVWIEj0doZMxreeY6iDG{font-size:12px;font-weight:400;line-height:16px;color:var(--newCommunityTheme-metaText);display:-ms-flexbox;display:flex;padding:4px 6px}._1hFCAcL4_gkyWN0KM96zgg{color:var(--newCommunityTheme-button);margin-right:8px;margin-left:auto;color:var(--newCommunityTheme-errorText)}._1hFCAcL4_gkyWN0KM96zgg,._1dF0IdghIrnqkJiUxfswxd{font-size:12px;font-weight:700;line-height:16px;cursor:pointer;-ms-flex-item-align:end;align-self:flex-end;-webkit-user-select:none;-ms-user-select:none;user-select:none}._1dF0IdghIrnqkJiUxfswxd{color:var(--newCommunityTheme-button)}._3VGrhUu842I3acqBMCoSAq{font-weight:700;color:#ff4500;text-transform:uppercase;margin-right:4px}._3VGrhUu842I3acqBMCoSAq,.edyFgPHILhf5OLH2vk-tk{font-size:12px;line-height:16px}.edyFgPHILhf5OLH2vk-tk{font-weight:400;-ms-flex-preferred-size:100%;flex-basis:100%;margin-bottom:4px;color:var(--newCommunityTheme-metaText)}._19lMIGqzfTPVY3ssqTiZSX._19lMIGqzfTPVY3ssqTiZSX._19lMIGqzfTPVY3ssqTiZSX{margin-top:6px}._19lMIGqzfTPVY3ssqTiZSX._19lMIGqzfTPVY3ssqTiZSX._19lMIGqzfTPVY3ssqTiZSX._3MAHaXXXXi9Xrmc_oMPTdP{margin-top:4px} ._3bX7W3J0lU78fp7cayvNxx{max-width:208px;text-align:center} The parties to the action typically are the insured and the third-party claimant. I started a week and a half ago and I can tell I wont be able to stand this job after a year or two. Much work needs to be done by management of insurance defense firms. Insurance defense attorneys typically do not have the expertise, experience, or the client contacts in other practice areas such as corporate business. These firms will not be firms that dabble in insurance work. That's bullshit. Insurance defense work tends to get milled out (as do a lot of other areas of legal work), and I think those types of mills are tough places to work (overworked, underpaid, underappreciated, and pushed to cut corners). Firm and personal marketing plans should place strong emphasis on creating new business relationships as well. John is a past Chair and a current member of the Illinois State Bar Association Standing Committee on Law Office Management and Economics. It's unfortunate that ID tends to be milled out, but that's really not always the case. Hanna & Plaut is a civil litigation law firm located in Austin, Texas. The company's profits keep increasing, largely due to paying out on as few claims as. All rights reserved. This can be a difficult obstacle to overcome. I know several who layers at year three to large firms in different practices. On-site audits conducted by third party auditing firms of bills and supporting documentation such as original timesheets, copies of vendor invoices supporting client advances, and actual case files. Many insurance defense attorneys have substantially more experience than their counterparts at more prestigious firms in handling depositions, oral arguments, arbitrations, and trial. Copyright 1996 - 2023 Olmstead & Associates, All Rights Reserved, Home Resource Center News Releases About Olmstead Services Provided Contacting Olmstead Sitemap. There may well be other insurers paying more that I'm not familiar with. Time required to make partner will be lengthened. The relative marketability of these attorneys depends on the specific nature of their practice. This will require insurance defense firms to consider merger or acquisition. All my work is London market and I get the sense that theyre much better to work for than the American insurance companies (dont cut bills, higher rates, reasonable with settling claims and admitting coverage, etc.). an Attorney. Subscribe to receive access to exclusive resources. Payment of bills are often held up for months. Flat fees and other forms of alternative billing will be commonplace. This is a perfect cocktail for being overworked and underpaid for it. Attorneys who have done so (including this author) have been able to leverage themselves into better-paying positions at more prestigious law firms, where they have handled more sophisticated and satisfying work. without too much difficulty. Creativity Is Encouraged. Im just not aggressive enough. But, as others have noted, insurance defense also includes cyber claims (technical and complicated), legal malpractice defense claims (which can be incredibly complicated), employment defense, environmental claims, corporate litigation, and more. High priced senior associates will have to be let go. Thanks for explaining the defense-coverage distinction; it does seem like people conflate them a lot. I do insurance defense and I HATE it. I dont want to kill my future because Im afraid of ending up homeless and crap now. Olmstead & Associates, 2014. What is an Insurance Defense Lawyer? The best decision when we were considering succession planning was to hire you and your firm. As a general rule, insurance coverage cases involve more sophisticated legal issues and are more likely to result in binding case law that will directly affect future claims. For The Defense January 1999. Just in case you need a simple salary calculator, that works out to be approximately $51.02 an hour. The work Most attorneys work about six days a week, generally fifty plus hours per week, and the norm now is to be available anywhere at any time. Then you move on. Im worried I wont like it and will try to move to a different field of law but Im also worried about transferring skill sets. Once you become a subscriber you will have unlimited access to all of BCGs articles. It's bad, but it's normally not that bad, but it's bad. And among the ones that do, such hatred is typically borne of ignorance. Ask questions, seek advice, post outlines, etc. Pick a side based upon which you think is more tolerable. Although recent case law indicates that under certain liability policies, the insurer's duty to defend is governed by the four corners of the claimant's complaint, 2 North Carolina has not acknowledged a similar duty to defend on the part of insurance defense attorneys when faced with a conflict of interest or client fraud. Theres an appeal process to collecting money, but at least the client doesnt just quit paying if they lose. lost financial leverage by promoting too many associates to partner. And then attorneys tend to try to pad their time to "make up for the cuts", meaning they overbill to compensate for those severe cuts. If there are no coverage issues, the defendant's insurer will appoint counsel to defend the insured in the action, and will attempt to resolve the claim for bodily injury and property damage, by settlement or otherwise. This 100x is why I am desperately looking to leave ID and even though I have only been doing it as a licensed attorney since May, I worked as a paralegal in ID for more than ten years. You are paying for strategies to win the battle. But suppose you act on the advice and pain created by a mentor. Full-Time. Not true. This experience can be very attractive to firms when presented as part of a strong package. Call 702.382.0000 to speak to one of our attorneys. Press J to jump to the feed. Its lower paying, but you feel no remorse for billing them X hours on a brief that should have taken less time. I have since returned to civil practice. Other interview tips for insurance lawyer interview 1. t. e. In the United States, the rights of transgender people vary considerably by jurisdiction. Insurance companies also employ licensed claims adjusters to handle claims made under these policies. I had some experiences with other places and that hasn't always be.Read more >, Marquette University Law School, Class Of 2011, They were very good about scheduling the calls, getting the process rolling. Law firms are being required to submit their bills to third party auditing firms retained by the insurance company to review and audit all their legal bills. Working for insurance companies was more about being a cog in a corporate wheel, helping them look out for investors and the bottom line. Our staff counsel office is seeking an experienced Insurance Defense Attorney to join our growing team. Boring but its good if you want to get into litigation, it is a good experience to have. Press question mark to learn the rest of the keyboard shortcuts. In contrast, the parties to insurance coverage actions generally are the insurer and the insured. What Does an Alcohol Beverage Attorney Do? This can be extended to 45 days if the insurance company notifies you in writing and explains . These opportunities provided insight into how, and why, insurance companies operate. Insurance coverage cases tend to focus on the language of the policy and the case law construing the policy language. @keyframes _1tIZttmhLdrIGrB-6VvZcT{0%{opacity:0}to{opacity:1}}._3uK2I0hi3JFTKnMUFHD2Pd,.HQ2VJViRjokXpRbJzPvvc{--infoTextTooltip-overflow-left:0px;font-size:12px;font-weight:500;line-height:16px;padding:3px 9px;position:absolute;border-radius:4px;margin-top:-6px;background:#000;color:#fff;animation:_1tIZttmhLdrIGrB-6VvZcT .5s step-end;z-index:100;white-space:pre-wrap}._3uK2I0hi3JFTKnMUFHD2Pd:after,.HQ2VJViRjokXpRbJzPvvc:after{content:"";position:absolute;top:100%;left:calc(50% - 4px - var(--infoTextTooltip-overflow-left));width:0;height:0;border-top:3px solid #000;border-left:4px solid transparent;border-right:4px solid transparent}._3uK2I0hi3JFTKnMUFHD2Pd{margin-top:6px}._3uK2I0hi3JFTKnMUFHD2Pd:after{border-bottom:3px solid #000;border-top:none;bottom:100%;top:auto} Press J to jump to the feed. With certain types of insurance defense, especially multi-party cases, there's an entire phase of litigation about indemnity. These are cases of honest people who are seriously injured through no fault of their own. Such actions also may involve first-party claims for coverage (e.g., for a loss suffered by the insured, rather than by a third party, such as fire or earthquake damage to the insured's home, or theft of the insured's personal property) that are never at issue in insurance defense. This has had a dramatic effect upon the cash flow of insurance defense firms that already must operate on razor thin profit margins. As a paralegal it didnt bother me as much, but now, the constant *research this novel issue of law and analyze it, shepherdize it, and apply it..but dont spend more than an hour doing so is INFURIATINGI feel if I stay, Im going to quickly hate my life. The legal issues involved in such a suit will not focus on whether the insured is liable to the other driver. Insurance defense attorneys can maximize their marketability to top law firms by focusing on insurance coverage work to the greatest extent possible, and honing their litigation skills. still waiting for an Answer from defendants or the court still hasn't rendered a decision on a dispositive motion).-They also have law loan companies constantly calling you for information/documents so they can provide your client with a predatory loan.-You work on cases that mostly are garbage. We can represent both insurance companies and policyholders in negligence, wrongful death, and professional misconduct claims. I say get in the trenches, get the experience, and start trying to lateral out around yr 3 or 4. This author has seen very few billing rates over $175.00 per hour. It's basically legal hot potato and ends when someone gets left with the case, and they have to indemnify and hold harmless the other entities while assuming their defense. Firm culture, amusing anecdotes, and the legal world. 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Short Prayer For Long Distance Relationship, Articles I